Credit financing for SMMES in the Free State: development financing institutions versus commercial banks

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dc.contributor.advisorVan Zyl, Johan
dc.contributor.authorNtiso, Lisebo Agnes
dc.date.accessioned2017-06-01T06:14:57Z
dc.date.available2017-06-01T06:14:57Z
dc.date.issued2010en_ZA
dc.descriptionDissertation (M.Com.(Business Management))--University of the Free State, 2010en_ZA
dc.description.abstractAccess to credit finance is a challenge that faces SMMEs in developing economies such as South Africa. This challenge has been a burning issue to a number of researchers and policy makers alike. The development of SMMEs is important because the sector is an alternative solution to unemployment reduction and poverty eradication. Without enough financial resources, achieving this developmental goal becomes very difficult for SMMEs. The study helps to illustrate the roles played by both private sector (banks) and public sector (OFIs) in affording SMMEs access to credit finance. The results show that there are some challenges facing Fis that prohibit them to achieving the goal. The study, however suggests the possible solutions in addressing the problem.en_ZA
dc.identifier.urihttp://hdl.handle.net/11660/6321
dc.language.isoenen_ZA
dc.publisherUniversity of the Free Stateen_ZA
dc.rights.holderUniversity of the Free Stateen_ZA
dc.subjectCredit financeen_ZA
dc.subjectSMMEsen_ZA
dc.subjectFlsen_ZA
dc.subjectBanksen_ZA
dc.subjectDFIsen_ZA
dc.subjectSmall business -- South Africa -- Free State -- Finanaceen_ZA
dc.subjectFinancial institutions -- South Africa -- Free Stateen_ZA
dc.subjectBanks and banking -- South Africa -- Free Stateen_ZA
dc.subjectFinance companies -- South Africa -- Free Stateen_ZA
dc.titleCredit financing for SMMES in the Free State: development financing institutions versus commercial banksen_ZA
dc.typeDissertationen_ZA
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